I began my career in the mortgage industry 41 years ago. I grew up in Statham, Ga, small town USA. I was always surrounded by great and loving people. I attended Gainesville Junior College, graduate from THE UNIVERSITY of GEORGIA with a BBA in Finance and Brenau University with an MBA. I went to Law School at Mercer University until I figured out reading is not my thing. I love The Dawgs!

I was fortunate Stan Sheram took a gamble and hired me in 1984 as a mortgage lender, little did I know I found my favorite job and I’ve been doing it ever since. I love helping customers and finding solutions to get it done.

I have 2 wonderful daughters, Morgan and Reagan, I am a very blessed man!

Mobile: 706-540-1612
Fax: 800-995-0332
Email: mike.grace@totalbank.com

Jill Brannon
Phone: 762-772-6319
Email: jill.brannon@totalbank.com